Even when you’ve taken all the right measures to look after your property, sometimes things can go wrong.

Our Rent and Legal Protection service means that, should the unexpected happen, you’ll always get the income you expect from your tenants, and your service will help if you need legal representation to recover it.

• Nil excess: you’ll receive 100% of rent owed, up to a maximum of 12 months payments, if you make a claim
• Up to £100,000 legal expenses cover, including appeals and legal representation
• Rent recovery
• Property damage legal expense protection, for civil dispute expenses on damages over £1,000
• 75% of rent after vacant possession for up to two months
• Eviction of squatters and assistance with the costs involved
• Standalone legal expense cover, in case of civil dispute
• Contract dispute protection, covering costs in disputes of over £100
• 90-day claim window, from the date of first missed rental payment
• Once in place the service will automatically renew every 12 months so there is no gap in your protection

Terms and conditions apply.

NIL EXCESS

Rent and Legal Protection service policies from Stirling Ackroyd come with nil excess as standard, so landlords will benefit from 100% of rent owed, should they need to make a claim.

UP TO £100,000 LEGAL EXPENSE COVER

We’ll cover the costs and expenses of legal proceedings, including the cost of appeals, and also provide legal representation from one of our trusted partners. We’ll appoint a legal representative for the duration of the proceedings and support throughout the process.

RENT PROTECTION AND RECOVERY

We’ll pay rent arrears whilst a tenant or ex-tenant still occupies the property for up to 12 months. After vacant possession has been obtained, we’ll continue to pay 75% of the rent until the property is re-let for a maximum of two months. We’ll also cover the costs and expenses of recovering rent from a tenant or ex-tenant, if the rent has been overdue for at least one month.

PROPERTY DAMAGE COVER

Should a property sustain physical damage of £1,000 or more during the tenancy caused by the tenant, we’ll cover the costs and expenses for pursuit of a civil dispute against the tenant, to rectify the damage.

EVICTION OF TENANTS OR SQUATTERS

If there are squatters or ex-tenants in the property without the landlord’s consent, our service will assist with the costs of eviction.

STANDALONE LEGAL EXPENSE COVER

The landlord can claim for legal expense cover to evict a tenant, should the tenant breach any part of their tenancy agreement that requires the pursuit of a civil dispute.

CONTRACT DISPUTE PROTECTION

Our service will cover against costs and expenses relating to the dispute of a contract, entered into for the buying or hiring of any goods and services relating to the landlord’s property, providing the amount in dispute is over £100 and the agreement was entered into during the period of service.

90-DAY CLAIM WINDOW

We offer a 90-day claim window, providing plenty of time to organise a claim from the date of the first rental payment missed by a tenant. Our claims process is really simple and all communications to the landlord are sent automatically, when a claim is submitted.

AUTO-RENEWAL PROCESS

Once in place the service will automatically renew every 12 months so there is no gap in your protection, providing you with a consistent service and peace of mind.

As with any cover, limitations and exclusions apply. For full details and terms and conditions, please see the Policy Booklet and Policy Summary Key Facts.