Frequently asked questions about protection and insurance
Q. You are appointed representatives of Legal & General, what does that mean?
A. For insurance business, dot arranges policies exclusively from Legal & General
Q. I’m a tenant, do I still need protection?
A. We will only make recommendations that suit your personal circumstances but chances are yes.
Q. I already have a number of policies in place but am confused as to what the benefits are, can you help?
A. Yes. We can carry out a full review for you and make recommendations.
Q. Is there a fee payable for advising me on my protection needs?
A. No, there is no fee for our advice or setting up your policies.
Q. How much will Protection cost me?
A. Premiums are based on a number of factors including age and any health issues such as smoking.
Q. What will the adviser do when I see them?
A. They will help to fully identify your protection needs and recommend how to address them.
Q. How much cover do I need?
A. It’s worth spending time with an adviser to work out the cover you will need and you may be surprised at what you may need to help protect your partner or family.
Q. What’s the lowest monthly premium?
A. Premiums start from as little as £10 per month but are based on your personal circumstances.
dot financial services is a trading name of Townends (Financial Services ) Limited which is an appointed representative of Legal & General Partnership Services Limited which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance.
For insurance business, we arrange policies exclusively from Legal & General
